AHMFI Privacy Policy
Official legal policies and governing framework for AHMFI LLC, our educational campuses, members, affiliates, and AI-assisted tools.
Terms of Use
Platform rules, memberships & agreement
Privacy Policy
Data collection, protection & your rights
Content Moderation
Community guidelines, copyright & safety
Data Protection & Privacy Commitment
This Privacy Policy explains how AHMFI LLC ("AHMFI," "we," "us," or "our") collects, uses, shares, and protects personal data when you use ahmfi.com, your account, our membership and campuses, our community features, our AI-assisted tools, and our affiliate program (together, the "Platform"). It forms an integral part of our Terms of Use.
AHMFI LLC is the Data Controller of the personal data described here. By using the Platform, you confirm that you have read this Policy.
1. Who This Policy Applies To
This Policy applies to visitors, account holders, paying members, affiliates, and anyone who contacts us. It also applies to our marketing, including ads we or our service providers show you on other websites and platforms.
It does not cover third-party websites or services we link to or integrate with. Everyone who works for AHMFI (employees, contractors, moderators, and support staff) must follow this Policy and maintain strict data confidentiality.
2. Personal Data We Collect
2.1 Data You Give Us
- Account Data: Name, email address, password (stored in cryptographic hashed form), phone number, and profile details.
- Payment Verification Data: For manual local payments (Meezan Bank, EasyPaisa, JazzCash), the receipt screenshot, transaction reference ID, amount, date, and sender account/wallet number shown on the receipt. We do NOT receive or store full debit/credit card numbers or online banking passwords. Card payments via Whop are processed by compliant PCI-DSS certified processors.
- Affiliate Data: Referral code, payout wallet/account details, commission records, and tax disclosures.
- Community & Content Data: Messages, posts, comments, testimonials, and questions submitted in campus communities.
- Support Data: Emails, tickets, and feedback sent to admissions or customer care.
2.2 Data Collected Automatically
Includes campus progress, lessons completed, device and browser type, IP address, operating system, time zone, login history, and essential performance cookies that keep you signed in.
2.3 Sensitive Data
We do not ask for or require sensitive personal data (health, religion, ethnicity, or biometrics). Please do not transmit sensitive personal data to community forums or support channels.
3. How and Why We Use Your Data
We process personal data only when we have a valid legal basis under applicable data protection regulations. Below is our processing matrix:
| Purpose | Examples | Legal Basis |
|---|---|---|
| Provide the Platform | Create and manage your account, grant campus access, deliver content and AI tools | Contract |
| Process and verify payments | Confirm manual bank/wallet receipts (Meezan, EasyPaisa, JazzCash), grant/end access, handle refunds or disputes | Contract; Legal obligation; Legitimate interests |
| Run the affiliate program | Track referrals, calculate and pay commissions, detect self-referral and fraud | Contract; Legitimate interests |
| Support and communication | Answer student tickets, send payment receipts, security alerts, and curriculum updates | Contract; Legitimate interests |
| Community safety | Moderate student posts, enforce rules, prevent harassment, scams, and spam | Legitimate interests |
| Security and fraud prevention | Detect unauthorized account sharing, fake payment proof, abuse of refunds, and cyber threats | Legitimate interests; Legal obligation |
| Platform improvement | Analyze learning velocity, fix platform errors, develop new high-income campus curriculum | Legitimate interests |
| Marketing | Send newsletters, educational resources, and announcements (with opt-out at any time) | Consent (where required); Legitimate interests |
| Legal compliance | Tax, accounting, sanctions screening, anti-money-laundering duties, and responding to lawful requests | Legal obligation |
| Legal claims | Establish, exercise, or defend legal rights and prevent intellectual property theft | Legitimate interests; Legal obligation |
Automated Decision-Making: We do NOT make automated decisions that have legal or significant effects on you. Human review is always applied to payment verifications, compliance audits, and account actions.
4. AI Tools & Processing
If you interact with AHMFI's AI-assisted tools, prompts and templates, your input text may be processed by trusted third-party enterprise AI providers solely to generate output and secure the service.
- Do NOT enter passwords, banking cards, national identity numbers, or private student credentials into AI prompts.
- We do not utilize private member communications or personal student submissions to train public AI models.
6. International Data Transfers
AHMFI operates internationally, with cloud infrastructure and operational personnel in Pakistan, the United States, and cloud regions globally. Where cross-border data transfers occur, we deploy Standard Contractual Clauses (SCCs) and robust technical encryption to safeguard your rights.
7. Security Measures
We implement industry-standard technical and organizational security controls, including TLS/SSL encryption in transit, salted password hashing, role-based access restrictions, and regular vulnerability audits.
8. How Long We Keep Data
We retain personal data for the duration of your active membership and as mandated by financial accounting regulations (e.g., payment logs and verification screenshots are maintained to comply with statutory audit and anti-fraud requirements). When no longer required, data is irreversibly anonymized or destroyed.
9. Children
The Platform is exclusively intended for adults 18 years of age or older. We do not knowingly solicit or collect data from minors. If you believe a minor has registered, notify us immediately for account termination.
10. Your Rights & GDPR Compliance
Depending on your jurisdiction (including UK/EU GDPR and applicable consumer laws), you hold the right to:
To exercise any of these rights, email support@ahmfi.com with subject "Privacy Request". We respond within 30 days.
11. Your Choices
You can opt out of promotional emails anytime via the "Unsubscribe" link. Essential transaction confirmations, receipt records, and critical security notices will still be delivered.
12. Third-Party Links & Services
We are not responsible for the privacy practices of external websites linked from campus discussion forums or resource repositories.
13. Changes to This Policy
Updates will be posted on this page with a revised "Last Updated" date. Material revisions will receive advance notification via email or portal announcement.
14. Contact Us
For privacy inquiries, data subject access requests, or regulatory questions: